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Editorial policy

Guides, problem pages, comparisons, and notes are reviewed by a person before they are indexed.

Primary sources

Facts cite a primary source: a statute, a card-network rule, a processor's own terms, or a regulator. Forums are language, not evidence. We do not invent rates, bank names, or approval odds.

Refresh

Indexed guides carry a last-updated date and a review due about 30 days later. Past-due pages go back for a check.

Corrections

Email hello@breakfree.finance with the page and the error. We correct the page and the date.

What we will not publish

No guaranteed or instant approval, no way to hide a business from a bank, no medical claims, and no card workaround that disguises a sale.